Van insurance is a legal requirement to drive your vehicle on the road. These range from simple tips such as paying annually, rather than monthly, to adding another driver to your policy. Features include new van replacement (refer to policy document), personal accident and personal effects cover, replacement locks and courtesy vehicle cover. You're guaranteed a courtesy vehicle if you need one. You need commercial van cover if: 1. Cover features. We use cookies to give you the best possible experience online. Great van cover for business or pleasure. Welcome to Adrian Flux Insurance, specialists in Commercial Vehicle and Van Insurance. Vans are allocated a group depending on various factors, including the cost of their parts, performance and engine size. Clear Van insurance. Cover features . It's a legal requirement to have van insurance, just like with cars. Passenger vans. Cut any extras that you don't need See how much you could save. Menu. How many vehicles count as a fleet? Vans offer much more flexibility, mainly due to the extra space they give you. But van insurance differs from car insurance, particularly if you use your van for business … The perfect level of cover for both personal and small business use. With business van insurance, you can get all of the above optional extras and more, such as tools in transit protection. It’s important to note the difference between a courier and a haulier to ensure you take out the correct policy. 10% of new customers paid £203 or less (Apr 20 - Sep 20). More on Highway Motorcycle. We're focused on building strong relationships with like-minded brokers to provide you with the best products and services for you . Here’s what you need to know about our Clear Van product: Our Clear Van product has been designed for vans up to 3.5t that are being driven for pleasure or for running a small business. Do I need business insurance for my van? Compare LV with other major business insurance brands. Tailored – We understand that artisans like plumbers and florists are reliant on their vans to ensure an income.Your insurance quote should reflect the demands of your individual business. Commercial van insurance (also known as business van insurance) is for you if you use your van for work in any way – including travel to or from more than one location. Tradesmen. It provides financial protection against the same risks car drivers face. Need more info? There are two main types of commercial van insurance: carriage of own goods (i.e. tools of your trade) and haulage (i.e. Call Now 0333 003 8450. Choose a higher excess, but it will cost more if you claim. That’s why our UK-based claims teams are ready to answer your call 24 hours a day. From Public liability through professional indemnity & employers liability to legal expenses. Here’s what you need to know about our comprehensive Highway Van product. Because we specialise in a variety of van insurance types we're ideally placed to ensure you receive the best protection whilst minimising your costs. Van insurance is a legal requirement to drive your vehicle on the road. Van insurance allows you to use your van or pick-up for your business, e.g. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost. What is van insurance? You use your van as a sole trader, e.g. It provides financial protection against the same risks car drivers face. You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification. Fleet insurance covers a fleet of vehicles. Car and van insurance are similar, for example they both cover accidental damage and provide third party cover. The higher the group, the greater the premium. Social. By continuing to use our website, you agree to receiving our cookies on your web browser. Business van owners: A standard van insurance policy won’t cover you if you use the van for business, whether it’s for haulage or courier services or for carrying your own business-related goods. Skip to main content. We cover drivers aged from 19 to 74. Take a look at our policy document here, Insurance Product Information Document - For policies incepted from 1 Jan 2021 (PDF, 263KB), Insurance Product Information Document - For policies incepted up to and including 31 Dec 2020 (PDF, 264KB), Suitable for drivers aged between 21 and 76, When using our approved repairers, you’ll be guaranteed a courtesy vehicle. View the policy document. This can make many tasks a lot easier, such as: Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. Van Insurance can be complicated, with many optional extras to choose from - such as business usage. Van insurance protects you, your van and its contents , so you can confidently go about your business knowing you’re fully covered – just like car insurance. Whether you’re looking to buy new or old, it’s worth checking the insurance group, as this will impact the cost of your cover. Highway Telematics Car insurance. However if you're using your van for work, for example, you'll need to check your terms and conditions carefully as not all insurers will cover you for business use. This Birmingham-based van company has had its ups and downs – it ended up going bust back in 2008. Commercial van insurance – or business van insurance – is different to the policy you have for your own personal vehicle. Get a quote. courier service 3. If you're an existing customer, we're still here for you in the event of a claim and we'll continue to deliver the high levels of service you've come to expect of us. Why do I need van insurance? You use your van to commute to work, even if you do not use your van as part of your job You can work out if you need private or commercial van insurance here. Business and commercial van insurance policies we offer. Get a quote or call us on 0345 301 2882 How to save on your van insurance. You run a business that uses vans, e.g. Please speak to your broker about your insurance needs. Getting started Running your property Tenants Finance & legal Market trends Insurance News. If you’re happy with that, just continue using the site. Make a Claim. The kind of van you buy will determine the type of van insurance quotes you receive. How to compare business van insurance Business van drivers are rightly concerned with keeping their running costs down. This article contains links to other sites, and we're not responsible for the contents of any of these websites. Answer the following questions to narrow down your choice and find the right van for you: There are many ways to lower insurance premiums and the van insurance quote you’re offered. By continuing to use our website, you agree to receiving our cookies on your web browser. These usually have a large exterior space to advertise a company logo/name. More on Clear Van. You can claim if you have an accident or if your vehicle is damaged or stolen. Understand what type of insurance you need and how to find the most affordable, For all your car, home, travel, pet and other insurance enquiries, For all life insurance, investments retirement support, fixed penalty of £300 and 6 penalty points. We use cookies to make sure your experience is as good as it can be. Perfect for smaller vans being used for small businesses. Cheap van insurance. Understand what type of insurance you need and how to find the most affordable van insurance quotes with our handy guide. Tools of the trade Tradesmen tips Business basics Insurance News. It does not include insurance for your own vehicle. Highway Motorcycle insurance. Important changes. Highway Van Insurance Van insurance thats delivers. Great value car insurance rated 5 Star by Defaqto. All of our content is approved by our in-house advisory board of experts. Affordable – GoSkippy brings you cheap van insurance as well as finding you the right level of cover.Compare van Insurance through GoSkippy and choose which cover suits you best. Business van insurance is a type of insurance policy you can take out for your van if you use it for commercial or business reasons. More on Highway Specialist. Find out more about the changes. You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification. It's important to us that if you need to make a claim, you receive a hassle-free service. Other ways to get cheap van insurance include: Make sure you’re fully covered and apply for a van insurance quote today. This can help you to balance van insurance payments with other business overheads – like rent, tax and wages. Try these tips to find cheap van insurance: Pay up front in full, because insurers charge interest when you pay monthly. It generally covers you for everything a standard policy would, but business van insurance can also offer cover where a standard policy wouldn’t apply – for example, if you’re delivering goods as a courier. For example, when importing or exporting goods. It could help protect your van and the tools and materials you transport as part of your business. The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. We use cookies to give you the best possible experience online. Commercial insurance We have now stopped writing new business and issuing renewals for LV= Commercial products. Learn more about cookies. We've now stopped writing new business and issuing renewals for LV= Commercial products. Get Insurance. For example, if you use your van to carry stock, tools and equipment to different locations as part of your normal work, or to make deliveries to your customers, you’ll need business van insurance. Courier Van Insurance & Haulage Van Insurance The courier and haulage business van policy provides cover for the transporting of goods over long distances. We guarantee that our van insurance is the cheapest you'll find too - through our cheapest van insurance guaranteed* motto. Our Van Insurance covers vehicles up to 7.5t including tippers, refrigerated vehicles and ice-cream vans. In the long run this will save the headache when trying to renew, and could end up saving you money on your van insurance. to carry your goods, tools or equipment to different locations as part of your working day. If you need commercial van insurance, we’re working with a provider called Brightside Insurance who have options to suit different types of business. Landlord. Buying & selling a van Running your van Your van & your business Insurance News. Rather than simply going for a newer model, it could be time to switch to a van. Van insurance that covers you for a whole range of eventualities. Highway Specialist Vehicle insurance. You don't want to spend hours trawling through directories and calling each and every van insurance firm, repeating the same answers. You can claim if you have an accident or if your vehicle is damaged or stolen. If you only plan on using your van for personal trips and not to commute, Social cover could be the best option for you. Business van insurance is designed to protect your business and minimise loss following damage to or theft of your van. Learn more about our commercial van insurance below, or get some more information on our private van insurance. Visit our cookie policy page to find out more and how to change your cookie settings. Quality cover for your customers' pride and joy . Check your V5C vehicle registration certificate, the log book, to see if your vehicle should be insured as a car or a van. A quick service. As a result, many commercial van owners end up with a policy that is not tailored to their needs and, when push comes to shove, that won’t provide adequate cover. But thanks to an influx of Chinese money, LDV is back in the game. Considering a change of car or adding another to your household? Any business tools or equipment If you're a builder, for example, there will be no cover for any tools or goods in your van during a theft, fire or accident; Use of a van if you select ‘replacement hire car’ Depending on what you choose, your replacement vehicle will either be a small hatch back or similar-sized car up to 2.0 litre and 7 seats Business van insurance, also known as commercial van insurance, is needed if you use your van in connection with your trade or business. goods you’re delivering). View LV Highway Insurance policy documents here or get an insurance quote. You can arrange to pay by direct debit, so there’s no need to worry about missing payments. Here's the full lowdown. builder 2. Once you've got a decent alternative price from a comparison website, get on the phone and try to haggle (unless cashback's available, as that has to be via the net). Filling with bikes, skis and other sports gear. A third party policy is the minimum legal requirement and covers the owner for any damage or injury to another person or their property. Helping You To Obtain The Cheapest Van Insurance Quotes . Van Insurance - sometimes called commercial van insurance or business van insurance - is the cover you need to keep your business running smoothly. Or even putting all your vehicles onto a single insurance policy. We've now stopped writing new business and issuing renewals for LV= Commercial products. These can be registered in the name of a company, a partner or director of the company, allowing one policy to cover your whole business. Although the van insurance market is not as competitive as for the car cover space, all companies are desperate to retain business. However, this can mean they fall into the trap of making a comparison only based on price. Our Highway Van product has been designed for vans up to 7.5t including any driver restriction and haulage use. Cargo vans. We have four levels of cover for you to choose from - Social, Social and Commuting, Own Goods and Haulage. You’ll need to take out a specialised business van insurance policy to be insured to drive the van for business – depending on the exact nature of your work, you can choose from: Cargo vans are typically all white, windowless, with two front seats and a large empty cargo area in the back. Clear Van Insurance The perfect level of cover for both personal & small business use. Compare LDV van insurance. Cover designed for life on two wheels. Building your business cover. Public liability insurance is a key cover for many businesses, as it can protect you if someone is injured or their property is damaged because of your business. higher the group, the greater the premium. It can also be called company or commercial van insurance. Vans up to 7.5t including ice-cream vans and tippers, offering any driver cover . And the best part? We pass so much business to van insurance providers that they offer us great rates that the general public, and even other van insurance comparison sites, may struggle to match. There are basically three levels of commercial van insurance: third party, third party fire and theft and comprehensive cover. As the name suggests, this covers your tools should they get damaged, lost or stolen from inside your van. As brokers we work with insurers to create tailored commercial vehicle and van insurance schemes for every situation. © 2020 Liverpool Victoria, County Gates, Bournemouth, BH1 2NF, UK, Packing tents and equipment for a camping trip, Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. It’s specifically designed to protect you for work-related activities.